Visa Signature Rewards Credit Card
Maximize Your Rewards with Visa® Signature Rewards
Introductory Rate 0%APR* on Purchases and Balance Transfers for the first 12 months from account opening.
Earna $150 bonus (15,000 points) when you spend $1,000 within the first 90 days of account opening.
Reward Points:
- Earn 3X rewards on gas and grocery purchases.
- Earn 1.5X rewards on all other purchases.
- Redeem points for cash back, travel, merchandise, or gift cards.
No Annual Fee: Enjoy all these benefits without any yearly charges.
Flexible Credit Limits: Credit lines ranging from $5,000 to $20,000.
Secure Payments: Use contactless chip technology for quick and secure transactions.
Visa Platinum Rewards Credit Card
Unlock the Power of Rewards with Visa® Platinum
Introductory rate of 4.99% APR* on Purchases and Balance Transfers made within 12 months of credit card issue date
Earn 2,500 BONUS POINTS ($25Value) after your first purchase of $100 or more within the first 6 months of card issue date.
- Earn points on everyday purchases
- Enjoy competitive rates
- No annual fee
- Exclusive member benefits
Rates as low as 15.25% APR*.
No Annual Fee: Enjoy all these benefits without any yearly charges.
Flexible Credit Limits: Credit lines ranging from $500 to $20,000.
Learn More
Student Visa Credit Card
Fund Your Education with the Securityplus Student Visa® Credit Card
No Annual Fee and No Balance Transfer Fee
Credit lines of $500 to $1,500, specifically designed for students aged18-24
- Fund your college expenses: Books, tuition, room, and board – education costs can add up quickly. The Student Visa Card is here to help you manage these expenses.
- Build your credit history: A great way to start building a solid credit history, essential for your financial future.
- Enjoy competitive rates: Standard Variable APR* as low as 13.50%.
Secured Credit Card
Secure Your Future with the Securityplus Share-Secured Visa® Credit Card
No Annual Fee and No Balance Transfer Fee
Credit lines up to $5,000, secured by your savings
- Build or rebuild your credit: Perfect for establishing or improving your credit history while keeping your savings intact.
- Enjoy competitive rates: Standard Variable APR* as low as 13.50%.
- Exclusive member benefits: Benefit from the advantages of a Visa card while securing your credit line with your savings.
Home Equity Line of Credit
Unlock Your Home's Potential with a Home Equity Line of Credit (HELOC)
Lock in a Fixed 5.99% APR* for the first 18 months regardless of your credit!
Borrow as much as 100% LTV
Quick Access: Fast application and approval process.
No Minimum Draw: Finance projects of all sizes, starting with amounts as low as $10,000.
Key Benefits:
· Flexible Usage: Perfect for home renovations, debt consolidation, vacations, and more.
· Competitive Rates: Low introductory and variable rates for affordable monthly payments.
· Convenient Process: Simple application and quick approvals.
Eligibility: Must be a Securityplus member. Subject to credit approval.
Apply today and make your home's equity work for you!
LTV=Loan-to-Value ratio *APR = Annual Percentage Rate. Subject to creditworthiness. Introductory rate will be fixed for the first 18 months. The standard, post-introductory APR will be a variable rate tied to the Wall Street Journal Prime Rate, which may adjust monthly.
Closing costs paid on HELOCs when an advance or balance transfer of $10,000 or more is taken at settlement. If the loan is paid off or the account is closed within 90 days, closing costs must be paid back to Securityplus FCU.
Home Equity Loan (Fixed-Rate)
Finance Your Next Project with a Fixed Rate Home Equity Loan
Enjoy the peace of mind that comes with fixed rates, ensuring your repayment terms remain constant for the life of the loan.
Convenient and Affordable: Benefit from competitive rates and flexible repayment terms designed to fit your budget.
No Points or Application Fees: Save money upfront with no points or application fees charged.
Borrow up to $200,000 or up to 85% of your home's appraised value, minus any existing liens.
Two Closing Cost Options:
· Option 1: Credit Union pays all closing costs; minimum loan amount is $25,000.
· Option 2: Member pays all closing costs; minimum loan amount is $10,000, and may receive a lower interest rate on the loan.
Key Benefits:
· Affordable Payments: Competitive rates and flexible terms for manageable monthly payments.
· Wide Range of Uses: Ideal for home improvements, debt consolidation, or major purchases.
· Simple Process: Easy application and quick approvals.
Eligibility: Must be a Securityplus member. Subject to credit approval.
Apply today and make the most of your home’s equity!
*APR= Annual Percentage Rate. Subject to creditworthiness. Minimum loan amount is $10,000. Terms and conditions apply.
Personal Line of Credit
Maximize Your Financial Flexibility with a Personal Line of Credit
Exclusive Member Rates on a Revolving Credit Line
Access Funds as Needed: Borrow as much or as little as you need, up to your credit limit, and only pay interest on the amount you use.
Versatile Uses: Utilize your line of credit for home improvements, debt consolidation, unexpected expenses, or major purchases.
No Annual Fee
Flexible Credit Limits: Credit lines ranging from $1,000 to$50,000.
Secure Payments: Use our secure digital banking platform to manage your line of credit effortlessly.
Key Benefits:
1. Flexible Usage
2. Quick Access to Funds
3. Competitive Rates
Eligibility Requirements:
· Must be a member of Securityplus Federal Credit Union.
· Credit approval required.
Apply today to enjoy the flexibility and peace of mind a Personal Line of Credit provides.
*APR = Annual Percentage Rate. Terms and conditions apply. Rates and terms subject to change based on creditworthiness and market conditions.
Signature Loan
Maximize Your Financial Opportunities with Just Your Signature
Fixed Rate and Term: Enjoy the security of a fixed rate and term for up to 60 months, ensuring predictable payments and easy budgeting.
Flexible Usage: Ideal for a variety of purposes, including consolidating debt, covering unexpected expenses, or funding significant purchases.
Build Your Credit: Establish or improve your credit score with on-time payments.
Save even more with a 0.25%APR* discount when you set up automatic repayments.
No Collateral Needed: Secure funds with just your signature– no need to pledge assets.
Key Benefits:
1. Predictable Payments: Fixed rates provide stability, making it easier to plan your finances.
2. Convenient Access: Use the loan for any purpose, whether it's home improvements, medical bills, or a special occasion.
3. Credit Building: Timely repayments contribute positively to your credit score.
Eligibility Requirements:
· Must be a member of Securityplus Federal Credit Union.
· Subject to credit approval.
Apply today to secure a Signature Loan and achieve your financial goals with confidence.
*APR = Annual Percentage Rate. Terms and conditions apply. Rates and terms subject to change based on creditworthiness and market conditions.
Credit Builder Loan (Secured)
Revolutionize Your Credit with a Credit Builder Loan
Loan Amounts: $500- $3,500
Flexible Terms: 6 - 36 months
Competitive Rate: 3.00% above the dividend rate on a Share Savings account
How It Works: Loan proceeds are held in your Share Savings Account while you make monthly payments. Once fully repaid, the funds are released for your use.
Ideal For: Building or reestablishing credit with lower rates than other institutions.
Apply today to start building your credit!
Share Secured Loan
Leverage Your Savings with a Share Secured Loan
Only pay a low rate of 3.00% above the dividend rate on a Share Savings account.
Use your Share Account as collateral.
Enjoy the best interest rate opportunity available.
Flexible Terms: Borrow against your savings with confidence.
Variable Rate: Adjusts with changes in the base share rate.
Key Benefits:
- Affordable Rates: Lower interest rates by using your savings as collateral.
- Easy Access: Simple process to secure funds.
Apply today to unlock the power of your savings!
*APR = Annual Percentage Rate. The APR for the Share-Secured Loan IS NOT subject to credit worthiness.
‡The APR for a Share Secured Loan is based on an index of 3.00% above the Share Dividend Rate with a floor of 4.00% (The Rate will never go below 4.00%). Rate is not based on creditworthiness. Not eligible for autopay discount.
Automobile Loan
Maximize Your Driving Experience with an Auto Loan
New, Used & Refinanced auto loans.
Repayment options up to 84 months.
Quick Access: Fast online application and approval.
Get a 0.25% APR* Discount with automatic payments from your Securityplus Checking Account or an ACH Authorization from another institution.
Key Benefits:
- Affordable Payments: Manageable monthly payments with low rates and flexible terms.
- Wide Vehicle Range: Finance new or used cars, trucks, and SUVs.
- Easy Process: Simple application and quick approvals.
Eligibility: Must be a Securityplus member. Subject to credit approval.
Apply today and drive off in your dream car!
*APR=Annual Percentage Rate. Rates subject to change without prior notice. Rate shown reflects a 0.25%discount for automatic loan repayment. Refinancing not available for existing Securityplus loans. Rates may vary based on term, application and applicant's credit history; your rate could be higher.
Motorcycle Loan
Ride Into Adventure with a Motorcycle Loan
New or Used Motorcycle Loans
Quick Access: Fast online or in-person application and approval.
Geta 0.25% APR* Discount with automatic payments from your Securityplus Checking Account or an ACH Authorization from another institution.
Key Benefits:
· Affordable Payments: Low rates and flexible terms for manageable monthly payments.
· Wide Vehicle Range: Finance new or used motorcycles.
· Easy Process: Simple application and quick approvals.
Eligibility: Must be a Securityplus member. Subject to credit approval.
Apply today and hit the road on your dream motorcycle!
*APR=Annual Percentage Rate. Rates subject to change without prior notice. Rate shown reflects a 0.25%discount for automatic loan repayment. Refinancing not available for existing Securityplus loans. Rates may vary based on term, application and applicant's credit history; your rate could be higher.
Recreational Vehicle (RV) Loan
Adventure Awaits with a RV Loan or Boat Loan
New or Used RVs & Boat Loans.
Repayment options up to 120 months.
Fast online application and approval.
Extra Savings: Get a 0.25% APR* discount with automatic payments from your Securityplus Checking Account or an ACH Authorization from another institution.
Key Benefits:
· Affordable Payments: Low rates and flexible terms for manageablemonthly payments.
· Wide Vehicle Range: Finance new or used RVs.
· Easy Process: Simple application and quick approvals.
Eligibility: Must be a Securityplus member. Subject to credit approval.
Apply today and embark on your next adventure!
*APR=Annual Percentage Rate. Rates subject to change without prior notice. Rate shown reflects a 0.25%discount for automatic loan repayment. Refinancing not available for existing Securityplus loans. Rates may vary based on term, application and applicant's credit history; your rate could be higher.
Business Visa Platinum Rewards Credit Card
Reward and Grow Your Business with a Business Visa® Platinum Rewards Card
3.99% APR* Intro Rate on Purchases and Balance Transfers for the first 12 months.
Earn 1.25Xpoints for every $1 spent on all purchases, unlimited.
Redeem Points: Cash back, merchandise, travel, or gift cards at http://uChooseRewards.com .
No Fees: No annual fee and no balance transfer fee.
Credit Limits Up to $20,000.
Secure Payments: Contactless payment for safety and convenience.
Key Benefits:
· Save More: Low introductory rate and no fees.
· Earn More: Unlimited rewards on purchases.
· Flexible Use: Redeem points for various rewards.
Apply today and give your business the boost it needs!
*APR= Annual Percentage Rate. Terms and conditions apply. Rates and terms subject to change based on creditworthiness and market conditions.