Home Equity Line of Credit
Unlock Your Home's Potential with a Home Equity Line of Credit (HELOC)
Lock in a Fixed 5.99% APR* for the first 18 months regardless of your credit!
Borrow as much as 100% LTV
Quick Access: Fast application and approval process.
No Minimum Draw: Finance projects of all sizes, starting with amounts as low as $10,000.
Key Benefits:
· Flexible Usage: Perfect for home renovations, debt consolidation, vacations, and more.
· Competitive Rates: Low introductory and variable rates for affordable monthly payments.
· Convenient Process: Simple application and quick approvals.
Eligibility: Must be a Securityplus member. Subject to credit approval.
Apply today and make your home's equity work for you!
LTV=Loan-to-Value ratio *APR = Annual Percentage Rate. Subject to creditworthiness. Introductory rate will be fixed for the first 18 months. The standard, post-introductory APR will be a variable rate tied to the Wall Street Journal Prime Rate, which may adjust monthly.
Closing costs paid on HELOCs when an advance or balance transfer of $10,000 or more is taken at settlement. If the loan is paid off or the account is closed within 90 days, closing costs must be paid back to Securityplus FCU.
Home Equity Loan (Fixed-Rate)
Finance Your Next Project with a Fixed Rate Home Equity Loan
Enjoy the peace of mind that comes with fixed rates, ensuring your repayment terms remain constant for the life of the loan.
Convenient and Affordable: Benefit from competitive rates and flexible repayment terms designed to fit your budget.
No Points or Application Fees: Save money upfront with no points or application fees charged.
Borrow up to $200,000 or up to 85% of your home's appraised value, minus any existing liens.
Two Closing Cost Options:
· Option 1: Credit Union pays all closing costs; minimum loan amount is $25,000.
· Option 2: Member pays all closing costs; minimum loan amount is $10,000, and may receive a lower interest rate on the loan.
Key Benefits:
· Affordable Payments: Competitive rates and flexible terms for manageable monthly payments.
· Wide Range of Uses: Ideal for home improvements, debt consolidation, or major purchases.
· Simple Process: Easy application and quick approvals.
Eligibility: Must be a Securityplus member. Subject to credit approval.
Apply today and make the most of your home’s equity!
*APR= Annual Percentage Rate. Subject to creditworthiness. Minimum loan amount is $10,000. Terms and conditions apply.